Financial inclusion is a key element of poverty reduction and inclusive development. In seeking to improve citizens’ well-being and increase economic growth, financial inclusion enables individuals and businesses to build resilience and capitalize on economic opportunities. Notwithstanding these benefits, there are barriers to expanding access to and usage of the four functionalities that facilitate inclusion: savings, insurance, credit, and payment services. This report sought to identify these hindrances in the context of Jamaica, with a view to remedying them.